Texas Renters Insurance
From the Panhandle to the Gulf Coast, over three million people rent their homes in Texas. Whether you live in a spacious three bedroom home in Dallas or a studio apartment in Amarillo, Texas, renters insurance is an inexpensive way to protect your personal property.
Get a free no-obligation quote today!
Five Myths About Texas Renters Insurance:
Myth #1 – It's too expensive.
The truth is that Texas renters insurance policies average just $400 a year. That's around $30 a month.
Myth #2 – My landlord's policy will protect me.
Sadly, that's not true. Your landlord's homeowners policy will cover damage to the structure, but not the contents. A Texas renters insurance policy protects your belongings in case of disaster. Without it, you have to replace all of your lost items out of pocket.
Myth #3 – I don't have much stuff.
Take a quick home inventory. How much would you have to pay to replace your computers, TVs, DVD player, gaming console, appliances, furniture and clothing?
Myth #4 – It only covers me in case of fire.
Homesite's Texas renters insurance covers you for 16 known perils including fire, theft or burglary, windstorm, hail, smoke, explosion, accidental electrical surge, weight of ice, sleet and snow and more.
Myth #5 – My parent's policy covers me.
In most cases, college students living in off-campus housing are not protected under their parent's homeowners policy. Considering how much expensive gear is stuffed into that apartment, a renters insurance policy is a small price to pay.
Even More Reasons to Get Renters Insurance
In addition to protecting your personal property, renters insurance also offers you additional coverage.
Your policy will pay up to $1,000 per person in medical expenses if someone should slip and fall or hurt themselves in your home. Your policy also provides personal liability insurance. Coverage starts at $100,000 and can go as high as $500,000. And, if you should have to relocate while your home is being repaired, your renters policy will help cover temporary living expenses.
Protecting your belongings with a Texas renters insurance policy is easy and inexpensive. Find out how easy it is by getting a free, no-obligation quote from Homesite today!
