New York Renters Insurance

Have you been thinking about getting renters insurance but don't think you can afford it? It's more affordable than you think. The average premium for New York renters insurance is around $300 a year. That's less than some people pay for coffee. Find out for yourself with a free, no-obligation quote.

Whether you're renting a small flat in midtown, live in an NYU off-campus apartment or rent a two-bedroom house in Brooklyn, New York renters insurance is an inexpensive way to protect your belongings from fire, theft and other perils.

The Benefits of Renters Insurance

Think your landlord has got you covered? Unfortunately, the landlord's policy will only cover damage to the building and not the contents, including all of your personal property.

According to the US Census, there are over 3 million renters in New York. A recent survey by the Independent Insurance Agents and Brokers of America (IIABA) revealed that 2 million of them don't have renters insurance. Don't be one of them.

If a fire should destroy your home, would you have enough money saved to replace everything that was lost? If a burglar stole your TV, computer and electronics, would you be able to pay for new ones?

How It Works

Renters insurance covers your personal property from $15,000 up to $100,000. If your home is destroyed by a known peril, depending on the type of policy you purchase, your New York renters insurance policy will reimburse you either the actual cash value or replacement value to replace your lost items.

And, if your home is so damaged that it can't be occupied, renters insurance will help cover your temporary living expenses.

You're also protected in case someone is hurt while in your home. Most policies cover $1,000 in medical bills and $100,000 for other liabilities. Most renters insurance policies will also cover legal costs in case you're sued.

A New York renters insurance policy is a small price to pay for peace of mind. Take a few minutes to get a free, no-obligation quote today!