New Jersey Renters Insurance
Many renters believe that their landlord's insurance will cover them if disaster strikes. It's an unpleasant surprise when they realize it doesn't. The landlord's insurance policy covers the building, but not the contents, including all of your belongings. That's where renters insurance comes in. Renters insurance is an inexpensive way to protect your belongings from fire, theft and much more.
From Atlantic City to Weehawken, New Jersey renters insurance is a great value with annual premiums averaging around $250 a year. For around $20 a month, a renters insurance policy can give you piece of mind. Get a quote today!
What's Covered
A renters insurance policy from Homesite protects your personal property from perils including:
- Fire or Lightning
- Windstorm or Hail
- Aircraft
- Vehicles
- Smoke
- Vandalism or Malicious Mischief
- Theft
- Burglary
- And much more
New Jersey renters insurance policies cover your personal property from $15,000 up to $100,000. Sound like a lot? Don't think you need it? Think again.
Could you afford to replace all of your belongings after a fire? Your computer, television, phone, stereo, iPod, clothing and other property are worth more than you think. The cost of a new laptop alone can be $700-$1,500. Renters insurance has you covered. It will reimburse you the cost of your lost or damaged items at either actual cash value or replacement value depending on the type of policy.
A New Jersey renters insurance policy can also help cover the cost of temporary living expenses if your home or apartment is unlivable due to damage from things like fire or water.
Personal Liability
Renters insurance covers more than just your property. It can also include personal liability protection. That means if someone is injured in your home or apartment, you're covered for the cost of medical bills up to $1,000 per person and up to $100,000 for other liability exposures.
The Smart Choice
According to a recent study by Independent Insurance Agents and Brokers of America (IIABA), nearly two-thirds of renters in America face severe financial risk by not having renters insurance. For less than a dollar a day, you can protect yourself and your belongings with a Homesite New Jersey renters insurance policy.
Get a New Jersey renters insurance quote today!
