Colorado Renters Insurance

Colorado Renters Insurance Quote

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While most homeowners have insurance, a recent survey by the Independent Insurance Agents and Brokers of America (IIABA) revealed that nearly two-thirds of renters don't have any insurance. If you're one of the over half million people in Colorado who rent, make sure you're covered if disaster strikes. Get a Colorado renters insurance quote today!

Many renters mistakenly assume that their landlord's policy will cover them if their property is stolen or destroyed. Unfortunately, that's not the case. The landlord's homeowners policy covers the building itself, but it doesn't protect any of the contents. That's where a Colorado renters insurance policy comes in. Starting at under $20 a month, it's a great deal.

Take a Home Inventory

It's easy to underestimate how much your property is worth. Take a quick home inventory and you'll be surprised at how quickly it can add up. Would you be able to buy replacements if your house or apartment were burglarized or destroyed in a fire? How about these items?

  • Desktop computer and/or laptop
  • Stereo system
  • TV
  • DVD player
  • Gaming console
  • Furniture
  • Clothing
  • Microwave and other appliances
  • DVDs and CDs
  • Silverware and china
  • Everything else you own

For about $5 a week, you're protected with a Colorado renters insurance policy.

How It Works

Depending on the type of policy you purchase, if your property is damaged due to a known peril, your Colorado renters insurance policy will reimburse you either the actual cash value or replacement cost value of your lost property. Policies range from $15,000 to $100,000. And, if your home becomes uninhabitable, your insurance will help cover temporary living expenses.

You're also covered up to $1,000 for medical bills per person if someone should hurt themselves while in your home. Additional liability exposures are also covered for certain risks.

College Students Need Coverage Too

Do you have a child going to college in Colorado? Make sure they're covered too. Some students are covered under their parents' homeowners policy, but if they aren't, a renters insurance policy is an inexpensive way to give yourself some peace of mind. With all that expensive gear in tow, the low monthly premium is a great investment.

Get a free, no-obligation Colorado renters insurance quote today!