California Renters Insurance

California Renters Insurance Quote

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Are you one of the over 5 million people in California who rent their homes? From San Diego to Stockton, renters insurance is a great way to protect your belongings from a loss due to theft, fire or other perils.

Don't assume your landlord's policy will cover you. Their insurance covers the structure, but not anything in it and that includes everything you own. Could you afford to replace all of your belongings if disaster struck? A California renters insurance policy can protect you and your property. Get a free, no-obligation quote today!

An Affordable Solution

Rents in California are still sky high. You might think California renters insurance is an additional expense you can't afford. But, for about $20 a month you can protect your personal property.

Take a quick home inventory and consider how much it would cost you to replace everything. How much would a new TV, laptop and camera cost? What about your clothing, DVDs and CDs? The cost adds up quickly. Could you afford to pay $10,000 or $20,000 out of your own pocket to replace the things you lost? With renters insurance, you don't have to.

How You're Protected

If your house or apartment should be damaged or destroyed due to a fire, your California renters insurance policy will reimburse you for the value of your lost property. And, it's not just protection from fire. You're also protected from other perils including:

  • Lightning
  • Windstorm or Hail
  • Explosion
  • Riot or Civil Commotion
  • Aircraft
  • Vehicles
  • Smoke
  • Vandalism or Malicious Mischief
  • Theft
  • Burglary
  • Falling Objects
  • Weight of Ice, Snow or Sleet
  • Sudden and Accidental Tearing Apart, Cracking or Bulging
  • Freezing
  • Sudden and Accidental Damage from Artificially Generated Electrical Current
  • Volcanic Eruption

Note: Earthquake insurance is optional and not included in a standard California renters insurance policy.

You're also protected in case someone should slip and fall or hurt themselves while in your home. Most policies cover up to $1,000 in medical bills and $100,000 in other liabilities.

Have a child going to college in California? Renters insurance is an inexpensive way to protect their property from loss or damage while they're living in off-campus housing.

Get a California renters insurance quote today!