Individuals and families often assume that auto and homeowners insurance coverages provide all the liability protection that they need. Today, an increasing number of liability lawsuits are leading to expensive jury awards that can exceed the limits of those coverages, placing valuable assets at risk.

Personal umbrella liability insurance is designed to protect you and your family against a catastrophic lawsuit or judgment. It provides expanded coverage that increases the amount of your primary liability protection beyond the basic coverage provided under your homeowners/renters and auto insurance policies.

Protect you and your family's assets with a Homesite Personal Umbrella Policy*. Our Personal Umbrella Policy is a stand-alone policy that provides an extra layer of protection above your current auto and homeowner's insurance coverage. No change of insurance carrier is necessary. Our program is available in most states. See our online application for a list of participating states.

• Liability limits up to $5 million are available.

• Preferred, Standard, and the new Standard II underwriting tiers for easy risk qualification and rate determination.

• Quick and simple application process.

• Competitive premiums available for all coverage limits and types of risks.

Be sure to protect what's most important in your life with a Personal Umbrella Policy. Click here, for a free, no obligation Personal Umbrella Quote.

*Policies are underwritten by the RLI Insurance Company, which carries an "A" rating by A.M. Best Company. Coverage is subject to underwriting approval and is subject to qualification.