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Condo Insurance Coverages

Packages

Available Condo Insurance Coverages

COVERAGES Homesite's Condominium Policies
Personal Property Replacement Cost Optional
Personal Property (contents) Up to Limits Purchased
Additional Living Expenses – % of Personal Property 40%
Building Structures Not Attached N/A
Business Property Off Premises $250
Business Property On Premises $2,500
Computers Included for Certain Perils
Debris Removal Included with Certain Limits
Fire Department Service Charges $500
Lock and Garage Door Transmitter Replacement No
Manuscripts $1,000
Money, Etc. $200
Personal Injury Liability Optional
Theft of Firearms $2,000
Theft of Jewelry, Furs, Watches $1,000
Theft of Silverware and Goldware $2,500
Trees, Plant, Shrubs (up to $500 each) 10% of Personal Property Coverage
Watercraft and Trailers $1,000


Optional Coverages Available Homesite's Condominium Policies
Additional Coverage for Jewelry, Watches and Furs Yes
Additional Coverage for Cameras, and Musical Instruments Yes
Additional Money and Securities Coverage Yes
Additional Loss Assessment Coverage Yes
Business Personal Property Yes
Special Computer Coverage
(additional perils protection)
Yes


Optional Endorsements Available Homesite's Condominium Policies
Coverage for Liability Arising from Domestic Employees Yes
Earthquake Coverage Yes (Except California)

Coverage information is intended to be a summary and does not supplement or replace specific language of the insurance contract.

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"Compare the limits in your policy and the value of your possessions at least once a year. You want your policy to cover any major purchases or additions, without spending money for coverage you don't need. "



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