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Available Condo Insurance Coverages
| COVERAGES |
Homesite's Condominium Policies |
| Personal Property Replacement Cost |
Optional |
| Personal Property (contents) |
Up to Limits Purchased |
| Additional Living Expenses – % of Personal Property |
40% (No Time Limit) |
| Building Structures Not Attached |
N/A |
| Business Property Off Premises |
$250 |
| Business Property On Premises |
$2,500 |
| Computers |
Included for Certain Perils |
| Debris Removal |
Included with Certain Limits |
| Fire Department Service Charges |
$500 |
| Lock and Garage Door Transmitter Replacement |
No |
| Manuscripts |
$1,000 |
| Money, Etc. |
$200 |
| Personal Injury Liability |
Optional |
| Refrigerated Property (up to $500) |
Included |
| Tenant's Improvements |
N/A |
| Theft of Firearms |
$2,000 |
| Theft of Jewelry, Furs, Watches |
$1,000 |
| Theft of Silverware and Goldware |
$2,500 |
| Trees, Plant, Shrubs (up to $500 each) |
10% of Personal Property Coverage |
| Watercraft and Trailers |
$1,000 |
| Optional Coverages Available |
Homesite's Condominium Policies |
| Additional Coverage for Jewelry, Watches and Furs |
Yes |
| Additional Coverage for Cameras, and Musical Instruments |
Yes |
| Additional Money and Securities Coverage |
Yes |
| Additional Loss Assessment Coverage |
Yes |
| Business Personal Property |
Yes |
Special Computer Coverage
(additional perils protection) |
Yes |
| Optional Endorsements Available |
Homesite's Condominium Policies |
| Coverage for Liability Arising from Domestic Employees |
Yes |
| Earthquake Coverage |
Yes |
Coverage information is intended to be a summary and does not supplement or replace specific language of the insurance contract.
Take a few minutes to get a free, no obligation quote, and see just how affordable our rates can be.
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"Compare the limits in your policy and the value of your possessions at least once a year. You want your policy to cover any major purchases or additions, without spending money for coverage you don't need. " |
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