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Did you know...?
- A study conducted by Marshall & Swift found that approximately 67% of homeowners are underinsured by an average of 35%.
- If you hire household help, make sure you get the appropriate insurance coverage.
- Check to see if your homeowners insurance covers your trees and shrubs for losses due to risks like vandalism, theft, and fire.
- One in every 20 households is burglarized each year.
- About 2 million fires are reported each year. Many more go unreported.
- The U.S. Fire Administration (USFA) reports that a fire occurs in a home every ten seconds. Every 60 seconds a fire occurs that requires a fire department response.
- The National Fire Protection Association (NFPA) estimates that each year candles in the home caused an average of:
- 8,690 fires
- 104 civilian deaths
- 947 injuries and
- $126 million in estimated direct property loss.
- The USFA reports that 70% of residential fires occur in one and two-family dwellings.
- Cooking is the leading cause of residential fires.
- Heating is the second leading cause of residential fires.
- Smoking is the leading cause of residential fire deaths.
- According to the USFA, faulty wiring accounts for 33% of residential electrical fires that occur in urban areas.
- According to the NFPA, an estimated over 60,000 home heating fires occured each year.
- About 24,000 garage fires occured each year.
- The leading causes of fatal fires in rural areas are heating (25%), careless smoking (21%), and electrical distribution and arson(12%).
- Dog bites account for approximately 80% of animal bite injuries.
- According to the Insurance Information Institute, dog bites account for over $1 billion in damages and losses in the United States each year.
- The Insurance Information Institute estimates that the cost of liability from dog bites has tripled in the last nine years.
- The average dollar loss was $1,391 per residential burglary.
- Department of Justice data indicates that one burglary occurs every 10 seconds.
- One out of four homes will be burglarized within the next 10 years.
- Three out of four homes will be burglarized within the next 20 years.
- Fire deaths in one and two-family dwellings peak from December to March due to increases in heating fires.
- The NFPA reports that the major causes of U.S. home heating fires are:
- lack of regular cleaning of chimneys in fireplaces and woodstoves
- placing flammable items too close to space and portable heaters
- flaws in design, installation or use
- fueling errors involving liquid or gas heaters
- unattended portable/space heaters.
Take a few minutes to get a free, no obligation quote, and see just how affordable our rates can be.
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"Reduce your risk for falls by keeping stairs and halls well lit and by installing and using sturdy handrails. Use slip-resistant backing for all area rugs." |
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